Merchant cash advances & business funding
Business funding decided in hours.
Merchant cash advances, working capital, and lines of credit for businesses that cannot wait on a bank. Apply in two minutes, compare real offers with a dedicated advisor, and get funded as soon as tomorrow.
- $2B+ in funding delivered
- Decisions in as little as 2 hours
- Credit scores from 500
- Total cost shown before you sign
- No impact to your credit score
- Two-minute application
- Decisions in as little as 2 hours
- Funding as soon as the next business day
- Credit scores from 500
- One dedicated advisor
- No obligation to accept
- Early-payoff options
- Renewals as you pay down
- Any business purpose
Capital for your next move.
- Restaurant in NJWorking capital$85,000
- Auto repair in TXEquipment$42,500
- Medical practice in FLExpansion$150,000
- Trucking in OHWorking capital$120,000
- Salon and spa in CAInventory$28,000
- Construction in PAPayroll$210,000
Actual funding amounts and terms vary.
Funding options
Capital built for how your business actually runs
Every option is presented side by side with the total payback, so you can choose with clear numbers.
Merchant Cash Advance
Capital based on your sales, with payments that follow your business.
Decisions in as little as 2 hoursLearn moreWorking Capital
Short-term funding for payroll, inventory, and cash flow gaps.
Terms from 4 to 24 monthsLearn moreBusiness Line of Credit
Apply once and draw up to $300,000 as you need it.
Up to $300,000Learn moreBusiness Term Loans
A lump sum with fixed payments and a defined end date.
Fixed, predictable paymentsLearn moreEquipment Financing
Trucks, machinery, and tools, secured by the equipment itself.
Secured by the equipmentLearn moreMCA Consolidation
Replace several daily debits with one payment you can manage.
One funder, one paymentLearn moreNot sure which fits?
Tell us what you need it for. One application covers every option, and your advisor will match you to the right one.
Newport vs. the bank
Faster than a bank, built to work alongside one
Keep your bank for what banks do well. When timing matters, here is how the process compares.
How it works
From application to funded in three steps
- 01
Apply in minutes
Tell us about your business in a short, secure online application. No impact to your credit score.
- 02
Compare real offers
An advisor reviews your bank statements and walks you through every option you qualify for, side by side.
- 03
Get funded
Choose the offer that fits, e-sign, and receive funds in your business account as soon as the next business day.
Do you qualify?
Simple requirements, focused on your revenue
Funding decisions are driven by your bank deposits, not just your credit score. If you meet these basics, you likely have options.
- LocationOperating in the United States, Puerto Rico, or Canada
- Time in business6 months or more
- Monthly revenue$15,000 or more in gross deposits
- BankingRevenue deposited into a business bank account
- CreditOwner credit score of 500 or higher
Our promise
Funding without the fine print
Clear numbers, up front
Every offer shows the amount, factor rate, total payback, and payment schedule before you sign. No surprises.
One advisor, start to finish
A dedicated advisor learns your business, explains each option, and stays with you through funding and renewal.
Speed when it matters
Decisions in as little as 2 hours and funding as soon as the next business day after approval.
No obligation, ever
Reviewing your options is free. If an offer is not right for your business, we will tell you so.
Industries
Funding for the businesses that keep communities running
Client stories
What business owners say
Newport Capital Ventures made my funding process straightforward and stress-free. Their team was supportive and guided me every step of the way.
I was impressed by the quick approval time and personalized service. Newport Capital Ventures truly cares about its clients and their needs.
The transparency at Newport Capital Ventures was refreshing. They helped me understand my options without any pressure.
Thanks to Newport Capital Ventures, I was able to consolidate my debt and relieve my financial stress. Highly recommend their services.
Talk to a person
Prefer to talk it through?
Request a free call with a funding advisor. No call center and no pressure, just straight answers about what your business qualifies for.
- Free, no-obligation call at a time that suits you
- Every option you qualify for, explained side by side
- One advisor from first call to funding
Resources
Learn before you borrow
What is a merchant cash advance?
How MCAs work, what they cost, and when they make sense.
Read guide 5 min readFactor rates explained
Turn a factor rate into real dollars and compare it to APR.
Read guide 5 min readMerchant cash advance vs. bank loan
Speed, cost, and requirements side by side.
Read guideFAQ
Common questions
What types of funding does Newport Capital Ventures offer?
Merchant cash advances, working capital, business lines of credit up to $300,000, term loans, equipment financing, and MCA consolidation.
How long does the process take?
The application takes about two minutes. Decisions can come in as little as 2 hours, often the same day, and approved businesses can be funded as soon as the next business day.
What are the requirements?
Most programs require 6 or more months in business, $15,000 or more in monthly revenue deposited into a business bank account, and a credit score of 500 or higher. Businesses must operate in the United States, Puerto Rico, or Canada.
Will applying affect my credit score?
No. Pre-qualification uses a soft credit review. A hard credit check may occur only if you choose to move forward with a finalized offer.
Am I obligated to accept an offer?
No. Reviewing your options is free and there is no obligation to accept funding.
What documents do I need?
Your application and your last 3 to 4 months of business bank statements are usually enough to receive an offer. A driver’s license and voided check are needed before funding.
See what your business qualifies for
Two-minute application. Decisions in as little as 2 hours. No obligation and no impact to your credit score.
